Indecomm Global Services Raises the Bar with New Income Analyzer

March 29, 2016

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New Web-Based Platform Transforms Underwriting of Self-Employed Borrowers

News Highlights:

  • Launch of new proprietary Income Analyzer
  • Web-based platform electronically reads documents using sophisticated Optical Character Recognition (OCR) technology
  • Calculates and analyzes income by extracting data from income documents
  • Custom alert messaging reduces errors and adds efficiency through processing and underwriting
  • Streamlines self-employed borrower underwriting

Edison, NJ – March 29, 2016 − Indecomm Global Services, a leader in business process outsourcing, learning, and technology solutions, is adding to its suite of proprietary Software as a Service (SaaS) platforms by launching Income Analyzer. Income Analyzer is a web-based platform that electronically reads and analyzes data, calculates qualifying income associated with the mortgage loan, and alerts the lender to underwriting conditions. Agency income documentation and calculation messages are clearly and visually presented to users, providing a consistent methodology for the successful approval of loans. Lenders now face an increase in the period from application to closing. Income Analyzer recaptures the lost time.

“Indecomm’s Income Analyzer is a disruptive technology designed to relieve the industry of a very error-prone and manual process,” said Rajan Nair, CEO, Financial Services, Indecomm Global Services. “Income Analyzer addresses a primary reason for repurchase demands and errors today and also provides consistency and clarity into income calculations and decision making.”

“The goal is to deliver error-free files for servicing or sale and see the value on the bottom line,” Nair said. “Income Analyzer is an intelligent system driven by sophisticated OCR technologies and an interactive user interface. Its logic is triggered by the information within the borrower’s income documents. This will help our clients originate more loans at lower cost.”

Income Analyzer allows lenders to systematically document compliance related to qualifying income through standardization of the math and underwriting conditions. This can reduce exposure to inconsistent handling of income that, in turn, can lead to fair lending problems. Income Analyzer stores the audit trail of all changes made during the process, allowing lenders access to all layers of analysis necessary to resolve quality control, investor, or agency inquiries.

“Our business process outsourcing teams have processed and underwritten over one million loans during the last 10 years,” said Rachael Harris, Director of Product Development – Income Analyzer, Indecomm Global Services. “We know how disruptive complex tax returns can be to the flow of a loan. We designed Income Analyzer to improve the overall quality management strategy by providing expertise early in the process.”

Income Analyzer offers flexibility, which is unmatched in the market. It is easily integrated into any workflow and can be customized to meet a wide array of underwriting standards. The proprietary OCR technology and rules based engine is capable of handling complex files with multiple subsets of income documents. Stream-by-steam functionality allows for qualifying on any combination of income types and produces a cash flow analysis in any form, including Fannie Mae, Freddie Mac and proprietary formats.

Pricing and Availability

Income Analyzer is available in a convenient SaaS model or hosted solution for larger clients.

For more information on Income Analyzer, please visit:

About Indecomm Global Services

Indecomm offers consulting, outsourcing, learning, and technology solutions to our clients in the financial services, hi-tech, life sciences, education, and publishing verticals. We combine technology platform-driven outsourcing solutions with a flexible delivery model. Indecomm helps its clients improve profitability, gain time-to-market advantage, and achieve immediate return-on-investment. With over 3,500 associates worldwide, Indecomm services its clients from global delivery centers and offices in the United States, Costa Rica, the United Kingdom, India, Malaysia, Singapore, Indonesia, the Philippines, Mauritius, and the Cayman Islands. For more information, visit Indecomm was founded in 2003 and has been consistently ranked amongst the Global Top 100 IT and ITeS providers for over a decade. Contact Indecomm by email at or call (732) 404-0081. Read more Indecomm news at the Indecomm Newsroom.

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Press Contact:

Linda Purpura
Indecomm Global Services
(646) 470-1690

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